Quick Answer: What Is Blue Cross Federal?

Which insurance is better Blue Cross or Aetna?

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See how Aetna and Blue Cross Blue Shield ranked among the industry ratings….What is Aetna and Blue Cross Blue Shield Insurance Rating?ComparisonAetnaBlue Cross Blue ShieldFinancial StrengthExcellentExcellentA.M.

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Does Blue Cross Blue Shield Federal cover vision?

FEP BlueVision® Fully covered frames and lenses. No copays for routine in-network services. Access to 90,000+ eye care providers including Optometrists on Military Installations. … Glasses benefits include covered ultraviolet covering, transition lenses, standard progressive lenses and polycarbonate lenses.

What is the deductible for federal Blue Cross Blue Shield?

Payments vary based on the use of Preferred providers or Non-preferred providers. Subject to the 2020 Standard Option calendar year deductible: $350 per person or $700 in total for Self Plus One or Self and Family contracts.

Does federal BCBS pay for gym memberships?

As part of my Blue Cross/Blue Shield health coverage, I get reimbursed $150/year for gym membership fees as part of the Healthy Benefits Program (this is the link for MA). You can also get reimbursed for some weight loss programs like weight watchers as well.

Is Blue Cross good insurance?

Overall, BCBS is a good fit for anyone who needs insurance. The company has several options to choose from, whether you need a full health insurance plan, vision, dental or Medicare. … Members who may be moving: Blue Cross Blue Shield can help you extend your coverage to other areas in the United States.

What does FEP stand for?

Federal Employee ProgramThe Blue Cross and Blue Shield Service Benefit Plan, also known as the Federal Employee Program (FEP®), has been part of the Federal Employees Health Benefits Program (FEHBP) since its inception in 1960.

What is the difference between Blue Cross Blue Shield and Anthem?

Anthem offers health insurance in fourteen states and ranks as the largest of the for-profit companies among all Blue Cross Blue Shield affiliates. … Blue Cross Blue Shield describes the affiliation of 36 independent insurance companies, including Anthem.

Is Blue Cross Blue Shield FEP a PPO?

FEP Blue Focus is a national PPO product but with no out-of-network benefits. The Preferred network is the same as Standard and Basic Option. Members must use Preferred providers to receive benefits.

Does Federal Blue Cross Blue Shield cover long term care?

Blue Cross Blue Shield Insurance to Pay for Assisted Living Most of the time, Blue Cross Blue Shield insurance policies do not cover assisted living or other types of long-term care locations. … As a result, most health insurance plans do not cover this type of care.

What is the difference between federal Blue Cross basic and standard?

In addition, it has lower premiums. There are some services not covered under Basic but covered under Stanard, and Standard allows you to go out of network, while Basic has zero coverage at domestic non-PPO providers except for emergency care.

How much is Federal Blue Cross Blue Shield?

2020 Basic Option RatesNon-Postal PremiumPostal PremiumBi-weeklyBi-weekly Category 1Self Only (111)$75.94$72.91Self + 1 (113)$178.61$171.61Self & Family (112)$191.22$183.63

Is Blue Cross Blue Shield federally funded?

Blue Cross Blue Shield is the provider for the Federal Employee Health Benefits Plan. The Federal Employee Program is the single largest health plan group in the world. Blue Cross Blue Shield is also a Medicare contractor for the federal government and processes more than 190 million claims from hospitals each year.